Foreclosure is never just a financial issue, it’s emotional. It’s messy. It’s layered with fear, shame, uncertainty, and sometimes even silence.
Let’s change that.
I’m Heather Schmidt, and I’ve been there. I personally lost a home to foreclosure and I’ve helped dozens of clients navigate the very same terrain with clarity, compassion, and dignity.
You are not a failure. You are not broken. You are simply in a hard moment and hard moments deserve gentle, informed support.
Foreclosure is more common than you think. Life happens:
These are not signs that you did something wrong. They are signals that you need a different kind of help, real help. The kind that comes without shame or sugar-coating.
Let’s get something straight: Foreclosure does not happen overnight. You have options. And many lenders would rather work with you than take your home. But time matters. And so does who you talk to.
Because this isn’t theoretical for me, it’s personal. I lost my own home. I’ve sat in the overwhelm, the fear, the grief. And now, I sit with you – as an advocate, not a savior. As a Certified Distressed Property Expert (CDPE), I’ve helped homeowners in Illinois find the best possible outcome through:
Sometimes we save the home. Sometimes we sell it on your terms. Either way, we find your way forward.
Let’s bust some of the most common misconceptions about foreclosure:
Depending on your situation, your best next step might include:
