I understand that dealing with foreclosure can be overwhelming. I lost my home to foreclosure AND I have been helping homeowners avoid foreclosure since 2008. If you’re exploring the possibility of a short sale, I’m here to guide you through the process with a compassionate touch.
A good real estate agent is someone who knows how to help you avoid this. Life can get tough, especially during things like inflation, job loss, or medical bills, which might make it hard to pay your mortgage on time. Whatever the reasons, having a reliable real estate agent is important to find ways to prevent foreclosure.
Why? Because they can make the process easier for you and help you keep your home.
For homeowners in Illinois looking to steer clear of foreclosure, making tough choices may be necessary. This could involve actions such as reducing additional debts or considering bankruptcy. In such situations, it’s crucial to seek assistance from a reputable foreclosure rescue expert like Heather Schmidt, who is well-versed in Illinois real estate. Heather has successfully helped numerous individuals in similar circumstances. By consulting with her, you can gain a practical understanding of your available choices before initiating negotiations on your behalf.
Understanding these misconceptions is crucial for homeowners facing foreclosure to make informed decisions and explore the best options available to them. Contact me to talk through these misconceptions.
Foreclosure Happens Overnight
No Alternatives Once Foreclosure Starts
Lender Wants to Foreclose
Bankruptcy is the Only Solution
Eviction Happens Immediately After Foreclosure
Foreclosure Ruins Credit Forever
Surrendering the Home Ends All Obligations
When facing the threat of foreclosure, understanding these options can empower you to make informed decisions. Contact me to determine the most suitable strategy for your specific circumstances.
Reinstatement
Refinance
Forbearance
Loan Modification
Deed in Lieu
File Bankruptcy
Sell the Property